Credit for Comfort’s Commercial Financing

Finance Commercial Jobs at $0 cost to you…Always!

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Make it affordable for your commercial customers to make the equipment purchases they need.

Financing solutions for:

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Religious Institutions

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Medical Offices & Facilities

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Restaurants

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Non-profit Organizations

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Educational Institutions

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Retail Shops

Financing solutions

HVAC/R Commercial Lending that Works

Flexible financing and same day approvals help you close more and bigger jobs.

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Upfront payments

50-100% payment before installation for qualified contractors.

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Larger projects

Bundle equipment, crane rental, duct work, installation, and other equipment needs into one affordable payment.

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No cost or recourse

No merchant fees…simple!

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Paperless application

In many cases, your customers will just need to fill out a simple application to get approved.

Top questions from contractors

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What is Marlin Capital Solutions?

Marlin Capital Solutions is a publicly traded (NASDAQ: MRLN) equipment finance company with a specialized focus in small business lending, with an entire team dedicated to commercial HVAC financing solutions.

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How much does it cost me to offer Marlin financing?

There is no cost to the contractor to use Marlin’s commercial financing.

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How do I get paid?

Depending on the payment plan that you’re approved for at the time of application, you can get 100% payment upfront, 50% advance payment or payment in full upon delivery and installation. All payments are typically made within 24 hours of agreement execution and/or installation via ACH.

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What are the requirements to be eligible to offer financing through Marlin?

To be approved by Marlin, you must have been in business for 2 years or more. For anyone who has been in business under 5 years or has under 10 employees, Marlin generally asks for a personal guarantee; plus they typically look for a credit score in the range of 620 or higher. For businesses that are 5 years or older with 10 or more employees, Marlin will generally make a business lending decision from companies' Dun & Bradstreet report, where they'll be looking for a comparable borrowing and that their bills have been generally paid close to on time, with a Paydex score of 60 or above.

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How long does it take Marlin to process my application?

Approval decisions are typically made between 2-4 business hours.

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What happens once I’m approved to offer financing with Marlin?

You’ll be contacted by a member of the Marlin team and asked to set-up a follow-up webinar to do a brief training. Your Marlin account will also be added to Credit for Comfort so you can transact directly from the app.

Start Offering Financing Today